How to Send USDC Internationally

Sending USDC internationally is one of the fastest and most cost-effective ways to transfer money across borders. This guide walks you through everything you need to know.

Why Send USDC Instead of Traditional Wire Transfers?

Method	Speed	Fees	Availability
USDC Transfer	Minutes	$0-5	24/7
Bank Wire	3-5 days	$25-50	Business hours
PayPal	1-3 days	3-5%	Limited countries
Western Union	Hours-days	$10-30	Varies

Step 1: Get a USDC Wallet

Before sending USDC, you need a wallet that supports it. Options include:

Autospend - Best for sending to bank accounts globally
Coinbase - Popular exchange with built-in wallet
MetaMask - Self-custody browser wallet
Phantom - Best for Solana-based USDC

Step 2: Acquire USDC

You can get USDC by:

Buying with fiat on exchanges like Coinbase or Kraken
Receiving from someone who already has USDC
Converting other crypto to USDC on decentralized exchanges

Step 3: Choose Your Transfer Method

Option A: Wallet-to-Wallet Transfer

Send USDC directly to another person’s crypto wallet address. They receive USDC which they can hold or convert.

Option B: USDC to Bank Account (Recommended)

Use a service like Autospend to send USDC and have it converted to local currency in the recipient’s bank account.

This is ideal when:

Your recipient doesn’t have a crypto wallet
They need local currency (NGN, EUR, GBP, etc.)
You want a seamless experience

Step 4: Send Your USDC

Using Autospend:

Sign up at autospend.ai
Deposit USDC to your Autospend wallet
Select the destination country (60+ supported)
Enter recipient’s bank details
Confirm and send - funds arrive in minutes

Fees with Autospend:

On-chain transfer: Zero fees
Off-ramp to bank: Small conversion fee (transparent pricing)

Countries You Can Send USDC To

Autospend supports USDC transfers to:

Africa: Nigeria, Kenya, Ghana, South Africa, and more
Europe: UK, Germany, France, Spain, and all EU countries
Asia: Singapore, Hong Kong, India, UAE
Americas: United States, and expanding

See all supported countries →

Tips for Sending USDC Internationally

1. Verify the Recipient’s Details

Double-check bank account numbers and names to avoid delays.

2. Consider the Network

USDC exists on multiple networks (Ethereum, Solana, Base). Make sure you’re using the right one for your destination.

3. Check Exchange Rates

Compare rates before sending. Autospend offers competitive rates with no hidden markups.

4. Keep Records

Save transaction hashes and receipts for your records.

Frequently Asked Questions

How long does a USDC international transfer take?

With Autospend, transfers typically complete in under 5 minutes for most countries.

Are there limits on how much USDC I can send?

Limits vary by platform and verification level. Autospend offers high limits for verified users.

Is sending USDC legal?

Yes, USDC is a regulated stablecoin. However, always comply with your local laws regarding cryptocurrency.

Start Sending USDC Today

Ready to experience fast, low-cost international transfers?

Send USDC with Autospend →

Autospend is the easiest way to send and spend USDC globally. Zero on-chain fees. Instant transfers to 60+ countries.