Effective Date: 10 April 2025
Last Updated: N/A
Welcome to the website of Stable Payments Inc. (hereinafter referred to as "AutoSpend", "we", "our", or "us"). These Terms and Conditions ("Terms") govern your access to and use of our website, platform, and services. By accessing or using our website and services, you agree to be bound by these Terms.
Stable Payments Inc. is a company registered in the United States and operates under the tradename "AutoSpend". The Company is duly registered and licensed as a Money Services Business (MSB) with the U.S. Department of the Treasury's Financial Crimes Enforcement Network (FinCEN) under registration number 31000293212574.
Please read these Terms carefully before using our website or services. If you do not agree with any part of these Terms, you must not access or use the site or any services provided by AutoSpend.
By using the AutoSpend platform, you affirm that you are:
Auto provides cross-border business-to-business (B2B) payment services using stablecoins such as USDC and USDT as a means of exchange. Users can convert their local currencies into stablecoins to settle international merchants, who then receive funds in their local bank accounts via integrated P2P off-ramping solutions.
Use of Auto's services is subject to additional legal agreements, including our:
You agree to:
You agree to comply with all applicable laws and regulations, including but not limited to U.S. laws, international AML/CFT obligations, and sanctions enforced by OFAC, FinCEN, and other relevant authorities. Auto reserves the right to report suspicious activity to appropriate law enforcement and regulatory bodies.
Users may not use AutoSpend to:
AutoSpend reserves the right to investigate and take appropriate legal action against any misuse of the platform.
In the event of a complaint involving fraud, unauthorized transactions, or a chargeback initiated by a User or a third-party financial institution, AutoSpend reserves the right to investigate the claim thoroughly. Users are required to cooperate fully with such investigations and provide all relevant information and documentation upon request.
If AutoSpend determines, in its sole discretion, that a transaction is fraudulent, violates applicable laws, or breaches these Terms, the Company may take any or all of the following actions:
AutoSpend also reserves the right to suspend or terminate the User's access to the platform if it reasonably suspects fraud, abuse, or high chargeback risk, with or without prior notice.
AutoSpend provides its services on an "as is" and "as available" basis. We do not warrant that the services will be uninterrupted, error-free, or secure. To the fullest extent permitted by law, Auto disclaims all warranties, express or implied.
Stable Payments Inc. is not liable for:
You agree to indemnify and hold harmless AutoSpend, its affiliates, officers, directors, employees, and agents from any claim or demand arising out of your violation of these Terms or applicable law.
AutoSpend may suspend or terminate your access to the platform at any time without notice if you violate these Terms or engage in activities that may harm AutoSpend or its users.
We reserve the right to modify these Terms at any time. Continued use of our services constitutes acceptance of the updated Terms.
For inquiries, contact us at: [email protected]
These Terms are governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law principles.
By using our website, you acknowledge that you have read and agreed to these Terms and Conditions.